Oh my, trying to figure out how much insurance to get is so confusing!
I enjoyed Econ in college, but was rather sucky at it, as in it was not intuitive for me, and I'd often think I understood and get answers wrong on tests. I am usually a good test taker, and so having to study so much was hard, and I clearly did NOT retain the knowledge.
So, when comparing two plans, (from same provider) today, with Mr. S, it got rather confusing. Each has a large deductible and max out of pocket, but the prices are so different.
Knowing I'll be giving birth next year, my inclination is to go careful and pay more 'just in case.' Mr. S. (usually the anxious one) wants to pay less with the possibility of having to pay more(if we have complication, etc). We figured that by paying 2400 extra(premium) we potentially save 3800. Confusing.
In other news, we had the 20 week ultrasound yesterday. Things looked good, baby moved a lot. Baby did not cooperate with heart screen(which was one I was most worried about) but finally, I sat up and 'squished' baby, and that worked. We saw all 4 ventricles, relief!
And, the technician gave us some 3-D pics, which I usually find creepy, but I did really like them, esp. one where baby was all folded up, yogini style.
Also, baby folded hands near chin just as Acorn had at her 20 week u/s. Heart melting!